Lifetime Wealth Impact
See the modeled difference your Roth conversion strategy could make to your lifetime after-tax wealth.
F.O.C.U.S. Roth Assessment
Before you convert, know your numbers.
In about 60 seconds, explore how a measured Roth conversion could affect your tax picture and retirement savings.
Private, educational estimate Built for retirement decisions
Your personalized Roth snapshot
Built around three useful perspectives.
See a possible pace, the estimated tax cost today, and how a change in future rates could affect the comparison.
Conversion Timeline
See how much you may want to convert each year—and for how long.
Target Tax Bracket
See the max tax bracket your conversion strategy may target each year.
A glimpse of your report
Here's what your report includes.
Answer a few questions and your personalized report includes a walkthrough video from your advisor, plus numbers like these.
Sample reportKara walks you through your results, step by step
WatchBuilt from your answers — your age, your balance, your timeline — not a one-size-fits-all pitch.
Your projected gains if you convert vs. not converting
+$1,247,300
Your estimated tax savings
$436,000
Sample figure: modeled federal and state income tax avoided over the illustrated conversion strategy.
Number of years to convert
9 yrs
Sample figure: from age 61 to 69, spreading the balance to stay under the modeled bracket limits.
Optimized tax bracket
22.0%
Sample figure: the modeled strategy tests available bracket and Medicare-income limits to seek the strongest lifetime result.
Sample figures for illustration only — your report is generated from your own answers.
Your conversion window
Convert from age 61 to 69
The highlighted years are the modeled window for conversions before required withdrawals can increase taxable income.
Today
Age 60
Social Security
Age 67
RMDs begin
Age 73
Optimal window Life milestones
Based on your projected income and tax brackets.Sample window for illustration only — your conversion window is built from your own answers.
Step 1 of 860-second assessment
F.O.C.U.S. Roth Playbook
What state do you live in?
State income tax rules materially affect your Roth conversion strategy.